Trucking Coverages for independent contractors

Avant/Transportation Insurance Services

This program affords liability coverage for permanent-lease, owner-operators. Coverage is provided while the truck is operated for personal convenience, outside the scope of the motor carrier's control or direction, and with no economic benefit to the owner-operator or the lease company. Hudson’s Program Administrator is the market leader for non-trucking liability coverages nationally and has the largest and longest continuously running program in the country.

Program features include:

  • Limits of up to $1,000,000
  • ISO Commercial Automobile Policy forms
  • Written on Admitted paper; Contingent Liability (CL) written on a Non-Admitted basis
  • Monthly premiums charged per power unit
  • Non Trucking Liability (NTL)
  • Truck Physical Damage
  • Cargo
  • Occupational Accident - work injury benefits to ICs
  • Contingent Liability - for reclassification actions brought against Motor Carriers
  • Worker's Compensation (WC) - for states where the IC must carry WC

Avant Specialty Claims is an independent claims solution provider and manages claims for all programs and products at Avant/TIS.

For more information on this Program go to

Contact an Underwriter

Commercial Auto