This classification applies to risks whose operations involve either the interior or exterior remodel of residential or commercial buildings. This classification does not include the new construction of multiple residential homes in the same tract, development or subdivision, condominiums, townhomes, or row houses.

Coverage Includes

  • $1 million Each Occurrence / $2 million General Aggregate / $2 million Products / Completed Operations Aggregate
  • Available in all states except: Arizona, Colorado, Nevada, New York, Oregon and Washington
  • Risks that subcontract out up to 50% of their operations are eligible for this classification
  • All contemplated operations included in this program are scheduled by a Hudson proprietary endorsement and includes the following classifications/exposures:
  • Appliance Installation
  • Electrical Work
  • Painting (Interior and Exterior)
  • Interior Paperhanging
  • Carpentry
  • Floor Covering Installation
  • Ceiling or Wall Installation
  • Plastering or Stucco
  • Home Furnishing Installation
  • Insulation Work
  • Plumbing
  • Contractors Subcontracted Work
  • Masonry
  • Tile, Slate, Marble Work
  • Door and Window Installation
  • Siding
  • Drywall Installation
  • Sheet Metal Work — Outside
  • Blanket Additional Insured, Waiver of Subrogation and Primary Non-Contributory endorsements are available
  • Credit authority up to 20%
  • Policy Minimum Premiums — $750 General Liability; $500 Property

Product Benefits

  • Rated A (Excellent) by A.M. Best with a Financial Size Category of XV
  • Competitive Rates and Commissions
  • Flexible Terms and Conditions
  • Superior Service Contacts
  • On-line Rate, Quote, Bind to Issue
  • Non-Admitted
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