Hudson offers specialized insurance solutions for tattoo parlors providing tattooing and body piercing services in upscale shops featuring custom art designs. Our product includes Premises Liability, Products-Completed Operations, Personal and Advertising Injury, Medical Payments plus Professional Liability for tattoo artists and body piercers.

Coverage Includes

Product Highlights

  • General Liability and Property Package
  • Maximum General Liability Limits of $1 million Each Occurrence / $2 million General Aggregate
  • Professional Liability option available
  • Assault and Battery buy-back option
  • Physical and Sexual Abuse buy-back option
  • Standard Policy Minimum Premiums — $500 General Liability; $500 Property
  • A 20% debit subject to a $750 General Liability Premium applies for any risk that has an off-premises exposure at trade shows, conventions, fairs, etc.

Underwriting Requirements

  • 3 years of experience or apprenticeship
  • Sterilization procedures and use of only disposable needles required
  • Signed waivers from all clients and after-care instructions provided
  • Independent artists must be self-insured
  • All types of piercings are acceptable
  • Extreme body modification and tattoo removal services are prohibited

Targeted Businesses

Tattoo Artists and Body Piercers

Product Benefits

  • Rated A (Excellent) by A.M. Best with a Financial Size Category of XV
  • On-line Rate, Quote, Bind to Issue
  • Non-Admitted
  • Competitive Rates and Commissions
  • Flexible Terms and Conditions
  • Superior Service
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