DENTAL PROFESSIONAL LIABILITY

Hudson Healthcare offers comprehensive insurance solutions with broad coverage for individual dentists, dental groups and dental service organizations. We have a dedicated team of underwriters, claims specialists and risk management who specialize in the healthcare arena.

Capacity

  • Up to $5M / $5M per dentist
  • Typical Limit of Insurance
    • Up to $5,000,000 per claim / $5,000,000 annual aggregate
    • Separate limits for Entities or options for shared limits
    • First Dollar coverage; optional retentions available
    • Defense costs in addition to the limit of insurance

Coverage Includes

Policy Form

  • Claims-made Professional Liability
  • Consent to Settle is with the Insured
  • Incident Report Claim Trigger
  • Extremely broad terms mirroring those typically found on admitted policies

Targeted Businesses

Eligibility CharacteristicsEligibility Characteristics

  • Standard dentists and individuals who have been non-renewed by the standard markets
  • Single-state or multi-state Dental Service Organizations
  • Ability to write in all 50 states
  • All classes of the dental arts are eligible including: General Dentists, Endodontists, Oral & Maxillofacial Surgeons, Orthodontists, Periodontists and Prosthodontists

Product Benefits

Additional Product Features

  • Extended Reporting Period (ERP) due to death, disability or retirement (age 55 or older)
  • License defense for both Dentists and Dental Hygienists / Assistants is available
  • Abuse and Molestation is available by endorsement
  • HIPAA/Medicare/Cyber Liability available by endorsement

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Risk management services for transportation, municipalities and healthcare are also available via our third-party administrator, Napa River Insurance Services, Inc. Find out more