PERSONAL UMBRELLA
    
Hudson Insurance Group’s Personal Umbrella and Personal Liability products are designed to serve both the Preferred and Non-standard market. We offer competitive, specialty products through the wholesale distribution market. Our products are written by Hudson Excess Insurance Company (non-admitted) depending on the specific program and state. Contact a Hudson underwriter to determine if a particular product and state is written on a non-admitted basis.
        
        
    We offer programs that are written exclusively via wholesale brokers
                
            
        
        
        
    
                                            Personal Umbrella 
                                            
                                                
                                            
                                            
                                                
                                            
                                        
                                    
                                
        Primary Umbrella is designed for both the Preferred and Non-standard market.
Capacity
    
                                        
    
                                    Capacity
- Up to $10 Million (In $1M increments)
- Identity Theft $25,000 with no deductible
- Home Cyber Coverage: $25,000 & $50,000 limits
- Primary Umbrella
- Excess Umbrella
- Target / High-profile Primary and Excess Personal Umbrella
- Trusts
- Estates
- Individuals
- LLCs (Personally Owned Only)
- DUIs
- Youthful Drivers with Prior History
- Applicants Under 80 with No Medical Record Required
                                            Personal Liability
                                            
                                                
                                            
                                            
                                                
                                            
                                        
                                    
                                
        Primary Comprehensive Personal Liability (CPL) is designed to provide coverage for primary and secondary residences, rentals, vacation homes, homes in course of construction, vacant homes and vacant land.
Capacity
    
                                        
    
                                    Capacity
- CPL: $100K, $300K, $500K, $1M-$5M (in $1M increments) – May Vary by State
- Excess CPL: $100K, $200K, $300K, $500K, $1M-$5M (in $1M increments)
- Primary Personal Liability (CPL or OL&T)
- Excess Personal Liability (CPL or OL&T)
- Target / High- Profile Primary and Excess Personal Liability (CPL or OL&T)
- Will Provide Animal Liability- May exclude Aggressive Breeds, Exotic Animals or Animals with a Prior Loss.
 
- Will Provide Liability for Property Managers on a Scheduled Location
- No Deductible
- Trusts
- Estates
- Individuals
- LLCs (Personally Owned Only)
- Primary Locations
- Vacation / Seasonal
- Rentals
- Vacant Land
- Course of Construction
Resources
                
            
        
        
        
    
                                            Applications
                                            
                                                
                                            
                                            
                                                
                                            
                                        
                                    
                                
                                            Make a Payment
                                            
                                                
                                            
                                            
                                                
                                            
                                        
                                    
                                
        To make a payment, go to the Hudson Portal.
    
                                        
    
                                    