Hudson’s Commercial Wholesale Excess Liability product is a wholesale brokerage-only facility that focuses on writing small to medium-sized risks on an excess and surplus lines basis.

Product Benefits

  • Rated A+ (Superior) by A.M. Best, Financial Size Category XV
  • Exclusive Wholesale Brokerage Only
  • Occurrence or Claims-Made Excess Coverage
  • Ability to Write in All 50 States (No NY Contracting)
  • 100% Non-Admitted
  • Underlying Carrier Rating Requirements: A-, VII or better
  • Quick and Easy Post-Issuance Processing
  • Limited Wholesale Brokerage Appointments per Territory

Capacity

  • Minimum Underlying Limits
    • $1m/$2m/$2m CGL
    • $1m CAL
    • $500k/$500k/$500k for EL
    • $2m/$2m /$2m CGL for Wrap Liability
  • Min premium will be dependent on risk characteristics, product line offered, territory of risk and attachment point
  • Excess Limits Up to $5M

Target Risks Classes of Business

Contracting

General Contractors

  • Ground-up construction of Single-Family Custom Homes,
    Apartments, Condo, Office Buildings, Hotels, Mercantile and
    Industrial Facilities
  • Repair/remodel work on above classes

Trade Contractors

  • Boiler
  • Carpentry
  • Conduit Construction
  • Drywall/Wallboard
  • Electrical Trade
  • Excavation
  • Fit and Finish Trades
  • HVAC and Plumbing
  • Interior Trade
  • Landscaping
  • Masonry
  • Metal Erection
  • Painting
  • Sign Erection

Manufacturing & Distribution

Industrial-Based

  • Communication Equipment
  • Conveyor/Material Handling Equipment
  • HVAC Equipment
  • Machine Shops Containers
  • Machinery Parts and Equipment
  • Pipers
  • Plumbing Supplies
  • Pumps and Compressors
  • Sigs
  • Tanks
  • Trailers
  • Valves

Consumer-Based

  • Boats and Boat Parts (Non-Motorized)
  • Hand Tools/Hardware
  • Non-Critical Auto Parts
  • Office Machines
  • Sporting Goods (No Helmets, Bungees or Scooters/Skateboards)

Real Estate

Residential (up to 10,000 units)

  • Apartment Buildings
  • Cooperatives
  • Condominiums
  • Community Associations
  • Homeowner Associations
  • Investor/Sponsored Owned Units
  • Student Housing
  • Senior Housing
  • Subsidized Housing
  • Section 8 Housing

Commercial Real Estate

  • Commercial Condominiums
  • Convenience Stores and Supermarkets
  • Country Clubs
  • Golf Courses
  • Hotels/Motels
  • Miscellaneous Lessors Risk Only Real Estate
  • Office Buildings
  • Restaurants
  • Retail Stores
  • Shopping Centers/Strip Malls

Key
Contacts

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