Reliable and prompt service from delivery drivers is crucial to restaurants and food service businesses. Cannabis operations – an industry that faces specific statutory regulations as well as an increased risk of theft – also rely on transportation services. To help protect these businesses, we provide a Monoline Hired and Non-Owned Auto program for food and cannabis delivery services through wholesale and retail brokers.

Program Highlights:

  • Limits: $1M for most operations; $1.5M for most franchises
  • Excess drivers personal auto policy (within 100-mile radius)
  • Coverage for drivers aged 18 years and older
  • Offered nationwide, except in WV
  • Offered on a Non-Admitted basis

Targeted Businesses

  • Food Delivery: using employees or independent contractors to deliver food from their restaurant to customers.
  • Food Carriers: using employees or independent contractors to pick up food from multiple restaurants and deliver to customers.
  • Cannabis Carriers: using employees or independent contractors to deliver cannabis to customers.