Hudson’s Commercial Wholesale Excess Liability product is a wholesale brokerage-only facility that focuses on writing small to medium-sized risks on an excess and surplus lines basis.
Product Benefits
- 100% Non-Admitted
- Wholesale-Only Excess Market
- Occurrence or Claims-Made Excess Coverage
- Underlying Carrier Rating Requirements: A-, V or Better
- Ability to Write in All 50 States
- Receive Quote Same Day with Complete Submission
- Immediate Binder and Policy Issuance
- Designated Renewal Underwriter for Expedited Service
- Quick and Easy Post-Issuance Processing
- Limited Wholesale Brokerage Appointments per Territory
Capacity
- Minimum Premiums: $3,500 – $7,500 (Class of Business Dependent)
- Excess Limits Up to $5M
Target Risks within Key Classes (including but not limited to):
- Electrical Trade
- Plumbing
- Carpentry
- HVAC
- Fire Suppression and Installation
- Excavation
- Painting (Interior, Exterior and Tanks)
- Powerline Construction
- Masonry
- Boiler
- Sign Erection
- Apartment Construction
- Custom Home Builders 20 or Less per Year
- Commercial-Grade Condo Construction
Industrial-Based
- Signs
- Tanks
- Trailers
- Valves
- Pipes
- Plumbing Supplies
- Communications Equipmen
- Pumps and Compressors
- Machine Shop Containers
- Conveyor / Material Handling Equipment
Consumer-Based
- Machinery Equipment and Parts
- HVAC Equipmen
- Cookware
- Furniture
- Hand Tools / Hardware
- Cosmetics
- Auto Parts (No Brakes, Airbags or Safety Belts)
- Office Machines
- Boats and Boat Parts (Non-Motorized)
- Appliances
- Metal, Plastics and Rubber Goods
- Restaurants / Taverns, including Liquor Liability
- Auto Repair / Towing Operations
- Fuel Delivery Operations (Expanded Pollution Form Available)
- Non-Metro Sanitation Operations
