Primary Comprehensive Personal Liability (CPL) is designed to provide coverage for primary and secondary residences, rentals, vacation homes, homes in course of construction, vacant homes and vacant land.


  • CPL: $100K, $300K, $500K, $1M-$5M (in $1M increments) – May Vary by State
  • Excess CPL: $100K, $200K, $300K, $500K, $1M-$5M (in $1M increments)
  • Farmers CPL: $100K, $300K, $500K, $1M

Coverage Includes

  • Primary Personal Liability (CPL or OL&T)
  • Excess Personal Liability (CPL or OL&T)
  • Farmers Personal Liability (CPL or OL&T)
  • Target / High- Profile Primary and Excess Personal Liability (CPL or OL&T)
  • Will Provide Animal Liability
    • May exclude Aggressive Breeds, Exotic Animals or Animals with a Prior Loss.
  • Will Provide Liability for Property Managers on a Scheduled Location
  • No Deductible

Targeted Risks

  • Trusts
  • Estates
  • Individuals
  • LLCs (Personally Owned Only)
  • Primary Locations
  • Vacation / Seasonal
  • Rentals
  • Vacant Land
  • Course of Construction

Contact our
Claims Department

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Highly Rated

A Excellent
A.M. Best

Financial Size Category XV