Farm Premises Liability

Hudson is a market for small- to medium-sized farm premises liability operations.

General Liability

• Program includes coverage for cattle, crop, pick-your-own, hobby, urban and aquaculture farms, and more
• Coverage is available for corn mazes and pumpkin patches, Tours, Premises or Facility Rental, Petting Zoos, and Stables
• Simplified rating approach
• Coverage may be written on an operating or a non-operating farm for an owner or a tenant operating on another entity’s farm
• Products coverage may be added when available
• $1 million Each Occurrence / $2 million General Aggregate / $2 million Products / Completed Operations Aggregate
• $750 minimum
• Available in all states

Targeted Businesses

Typical exposures may include standing timber, groves or orchards, roadside stands or farmers markets, garden or nursery sales, and seasonal or tourist attractions.

Property

• Limit up tp $1,000,000 TIV per location
• Building coverage only
• Property Enhancement Coverage Endorsement
• Contractors Equipment Extension Endorsement
• Not available in AZ, CA, CO, HI, OR and WA

Product Benefits

• Rated A+ (Superior) by AM Best, Financial Size Category XV
• Online Rate, Quote, Bind to Issue
• Non-Admitted
• Competitive Rates and Commissions
• Flexible Terms and Conditions
• Superior Service