Hudson offers specialized insurance solutions for tattoo parlors providing tattooing and body piercing services in upscale shops featuring custom art designs. Our product includes Premises Liability, Products-Completed Operations, Personal and Advertising Injury, Medical Payments plus Professional Liability for tattoo artists and body piercers.
Coverage Includes
Product Highlights
- General Liability and Property Package
- Maximum General Liability Limits of $1 million Each Occurrence / $2 million General Aggregate
- Professional Liability option available
- Assault and Battery buy-back option
- Physical and Sexual Abuse buy-back option
- Standard Policy Minimum Premiums — $550 General Liability; $550 Property
- A 20% debit subject to a $750 General Liability Premium applies for any risk that has an off-premises exposure at trade shows, conventions, fairs, etc.
Underwriting Requirements
- 3 years of experience or apprenticeship
- Sterilization procedures and use of only disposable needles required
- Signed waivers from all clients and after-care instructions provided
- Independent artists must be self-insured
- All types of piercings are acceptable
- Extreme body modification and tattoo removal services are prohibited
Targeted Businesses
Tattoo Artists and Body Piercers
Product Benefits
- Rated A+ (Superior) by AM Best, Financial Size Category XV
- Online Rate, Quote, Bind to Issue
- Non-Admitted
- Competitive Rates and Commissions
- Flexible Terms and Conditions
- Superior Service
Claims
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Claims Department