Middle Market

Hudson is a market for General Liability for Middle Market business. We provide a niche market for risks that are in between main street Binding business and heavy Brokerage accounts. Focus is on light to medium products-driven manufacturing and distributing risks.

Program Highlights

• General Liability Minimum Premium: $4,000
• Increased Limits available up to $5 million / $5 million
• Property Minimum Premium: $550
• Limits in excess of $2 million total insured value per location
• Property Enhancement Coverage Endorsement
• Blanket Additional Insured, Waiver of Subrogation and Primary Non-Contributory endorsements
• Open to existing contracted Binding Producers only
• Hudson underwrites and prices each account
• 22% commission

Benefits / Features

• Rated A+ (Superior) by AM Best with a Financial Size Category of XV
• On-line Rate, Quote, Bind to Issue
• Non-Admitted
• Competitive Rates and Commissions
• Flexible Terms and Conditions

Target Risks

• Abrasives or Abrasive Products Mfg.
• Abrasives or Abrasive Products Mfg. – artificial
• Adhesive Mfg.
• Adhesive Tape Mfg.
• Air Conditioning Equipment Mfg.
• Analytical Chemists
• Appliances and Accessories Mfg. – commercial – not gas
• Appliances and Accessories Mfg. – household – not gas
• Automobile Parts and Supplies Distributors
• Barber or Beauty Shop Supplies Distributors
• Bearing Mfg.
• Bicycle Mfg. – No motorized
• Bottle and Jar Mfg. – glass – not for use under pressure
• Bottle and Jar Mfg. – plastic – nonreturnable
• Bottle and Jar Mfg. – plastic – returnable
• Boxes or Containers Mfg. – corrugated or fiberboard
• Boxes or Containers Mfg. – wood
• Brick Mfg.
• Building Material Dealers – other than secondhand material
• Building Material Distributors
• Can Mfg.
• Carbon Paper or Inked Ribbon Mfg.
• Carpet or Rug Mfg.
• Caulking Compounds, Putty or Similar Products Mfg.
• Cellophane and Cellophane Products Mfg.
• Cement or Plaster Mfg. – bulk
• Cement, Concrete Mix or Plaster Mfg. – packaged
• Charcoal or Coal Briquette Mfg.
• Clay Products Mfg.
• Concrete or Plaster Products Mfg. – not structural
• Contractors Equipment – earth moving equipment other than cranes, derricks and power shovels – rented to others without operators
• Contractors Equipment – excluding automobiles – rented to others with operators
• Contractors Equipment – excluding automobiles – rented to others without operators
• Detergent Mfg. – household
• Detergent Mfg. – other than household
• Diagnostic Testing Laboratories
• Drums or Containers Mfg. – metal
• Drums or Containers Mfg. – plastic
• Electrical Equipment Mfg. – other than for direct and indirect application to the body
• Electrical Wire or Cable Mfg.
• Electronic Components Mfg.
• Electroplating
• Exercise or Playground Equipment Mfg.
• Extracts Mfg.
• Eye Glass Lens Mfg.
• Food Products Mfg. – dry
• Food Products Mfg. – frozen
• Food Products Mfg. – not dry – in glass containers
• Food Products Mfg. – not dry – in other than glass containers
• Forging Work
• Forging Work
• Fuel Oil or Kerosene Dealers
• Fuel Oil or Kerosene Distributors
• Heating Equipment Mfg. – coal or wood
• Heating or Combined Heating and Air Conditioning Systems or Equipment – dealers or distributors and installation, servicing or repair
• Importers
• Instrument Mfg.
• Instrument Mfg. – analytical, calibrating, measuring, testing or recording
• Instrument Mfg. – control
• Junk Dealers
• Light Bulb or Tubes Mfg.
• Lubricants Mfg. – grease
• Machine Shops
• Machinery or Equipment – farm – installation, servicing, repair or erection
• Machinery or Equipment – industrial – installation, servicing or repair
• Machinery or Equipment – installation, servicing or repair
• Machinery or Equipment Dealers
• Machinery or Equipment Dealers – construction or industrial – mobile type
• Machinery or Equipment Dealers – farm type
• Machinery or Equipment Dealers – yard or garden type
• Machinery or Machinery Parts Mfg.
• Machinery or Machinery Parts Mfg. – farm type
• Machinery or Machinery Parts Mfg. – industrial type
• Machinery or Machinery Parts Mfg. – metalworking
• Manufacturers NOC
• Metal Dealers or Distributors – non-structural
• Metal Erection – frame structures iron work on outside of buildings
• Metal Erection – in the construction of dwellings not exceeding 2 stories in height
• Metal Erection – nonstructural
• Metal Erection – structural
• Metal Foil Mfg.
• Metal Goods Mfg.
• Metal Heat Processing
• Metal Scrap Dealers
• Metal Works – shop – decorative or artistic
• Metal Works – shop – structural – load bearing
• Metal Works – shop – structural – not load bearing
• Optical Goods Mfg.
• Paint, Varnish, Shellac or Lacquer Mfg.
• Paper, Rag or Rubber Stock Dealers and Distributors – secondhand
• Pattern Mfg.
• Pest Control Services
• Pipes or Tubes Mfg.
• Plastic Mfg.
• Plastic or Rubber Goods Mfg.
• Plywood, Veneer or Veneer Products Mfg.
• Prefabricated Building Erection
• Prefabricated Building Mfg.
• Pulp Mfg.
• Razor or Razor Blades Mfg.
• Rental Stores – machinery or equipment – rented to others on a long-term basis
• Rope Mfg.
• Rubber Mfg.
• Stone Crushing
• Stone Cutting or Polishing
• Television Picture Tube Mfg.
• Textile Bleaching, Dyeing, Mercerizing, Printing, Finishing or Silk Screening – new goods
• Textile Coating or Impregnating
• Textile Mfg. – impregnated or coated
• Textile Products Mfg. – fabricated
• Tool Mfg.
• Turpentine or Resin Mfg.
• Twine or Cordage Mfg.
• Wax or Wax Products Mfg. (NOC)
• Wax, Wax Products or Polish Mfg. – floor
• Welding or Cutting
• Wire Cloth Mfg.
• Wire Goods Mfg. (NOC)
• Wire Rope or Cable Mfg. – metal
• Wood Products Mfg. (NOC)
• Wood Turned Products Mfg. (NOC)
• Wrecking – buildings or structures
• Wrecking – dismantling of prefabricated dwellings not