Dentists

DENTAL PROFESSIONAL LIABILITY

The HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for individual dentists, dental groups and dental service organizations. We have a dedicated team of underwriters, claims specialists and risk management who specialize in the healthcare arena.

Capacity

• Up to $5M / $5M per dentist
• Typical Limit of Insurance
  • Up to $5,000,000 per claim / $5,000,000 annual aggregate
  • Separate limits for Entities or options for shared limits
  • First Dollar coverage; optional retentions available
  • Defense costs in addition to the limit of insurance

Coverage Includes

Policy Form

• Claims-made Professional Liability
• Consent to Settle is with the Insured
• Incident Report Claim Trigger
• Extremely broad terms mirroring those typically found on admitted policies

Targeted Businesses

Eligibility CharacteristicsEligibility Characteristics

• Standard dentists and individuals who have been non-renewed by the standard markets
• Single-state or multi-state Dental Service Organizations
• Ability to write in all 50 states
• All classes of the dental arts are eligible including: General Dentists, Endodontists, Oral & Maxillofacial Surgeons, Orthodontists, Periodontists and Prosthodontists

Product Benefits

Additional Product Features

• Extended Reporting Period (ERP) due to death, disability or retirement (age 55 or older)
• License defense for both Dentists and Dental Hygienists / Assistants is available
• Abuse and Molestation is available by endorsement
• HIPAA/Medicare/Cyber Liability available by endorsement