The HudsonPro Medical Professional Liability product offers comprehensive insurance solutions with broad coverage for individual dentists, dental groups and dental service organizations. We have a dedicated team of underwriters, claims specialists and risk management who specialize in the healthcare arena.


  • Up to $5M / $5M per dentist
  • Typical Limit of Insurance
    • Up to $5,000,000 per claim / $5,000,000 annual aggregate
    • Separate limits for Entities or options for shared limits
    • First Dollar coverage; optional retentions available
    • Defense costs in addition to the limit of insurance

Coverage Includes

Policy Form

  • Claims-made Professional Liability
  • Consent to Settle is with the Insured
  • Incident Report Claim Trigger
  • Extremely broad terms mirroring those typically found on admitted policies

Targeted Businesses

Eligibility CharacteristicsEligibility Characteristics

  • Standard dentists and individuals who have been non-renewed by the standard markets
  • Single-state or multi-state Dental Service Organizations
  • Ability to write in all 50 states
  • All classes of the dental arts are eligible including: General Dentists, Endodontists, Oral & Maxillofacial Surgeons, Orthodontists, Periodontists and Prosthodontists

Product Benefits

Additional Product Features

  • Extended Reporting Period (ERP) due to death, disability or retirement (age 55 or older)
  • License defense for both Dentists and Dental Hygienists / Assistants is available
  • Abuse and Molestation is available by endorsement
  • HIPAA/Medicare/Cyber Liability available by endorsement


Providing healthcare clients with valuable information to navigate through today’s dynamic challenges.

Risk management services for transportation, municipalities and healthcare are also available via our third-party administrator, Napa River Insurance Services, Inc. Find out more